I Am Debt-Free in the Name of Jesus!

When Meryl faced over $30,000 in hospital debt, she chose faith instead of fear—sowing a seed and declaring, “I am debt-free in the name of Jesus.” Her story is a powerful reminder that God still cancels debts, heals hearts, and honors bold declarations of faith.

Drowning in hospital bills, Meryl sowed a seed and trusted God for a harvest.

Meryl was still glowing from the joy of spending Christmas with her daughter in a foreign country. The hugs. The laughter. The warmth of family. Now, it was time to head back home to ring in the New Year with her church family. But before she could even board the plane, her plans unraveled.

At the airport, Meryl suddenly collapsed. She was rushed to a hospital but had no health insurance to cover the costs. Doctors discovered a mass on her lungs that was restricting her heart’s access to oxygen. It was a life-threatening situation. Emergency care saved her life. But by the time she returned home, she was drowning in over $30,000 of medical debt.

“I felt lost, hopeless, and overwhelmed,” Meryl recalls. “It all seemed impossible.”

From Desperation to Declaration: How Faith Turned Meryl’s Debt into a Testimony

Then one night as she sat in front of her TV trying to hold on to hope, she stumbled across a broadcast from Inspiration Ministries. She listened intently as David Cerullo spoke about sowing a seed of faith—planting into the soil of God’s promises and expecting a harvest.

“He said to sow, then ask God for what you need and don’t forget to thank Him,” she remembers. “At first, I was nervous about using my card. But I did it. I sowed my seed, and I told God, ‘I need the hospital bill wiped out.’”

A few days passed. Then the bill showed up again. Her heart sank. But instead of panicking, Meryl turned her frustration into faith.

“I remembered the seed,” she says. “I said, ‘God, I declare that I am debt-free in the name of Jesus!’”

She picked up the phone and called the hospital to check on her balance. To her shock, the woman on the other end said, “Your account is closed. You don’t owe anything.”

“I couldn’t believe it,” Meryl says. “It felt like a dream!”

Today, Meryl is a faithful Inspiration Ministries Monthly Partner. She sows not out of obligation, but out of confidence in God’s promises.

“When you plant, you expect a harvest,” she says with a smile. “I don’t give donations—I sow seeds.”

Her message is simple: You can’t buy miracles. But you can sow your way into God’s provision. If He did it for her, He can do it for you. 

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What God did for Meryl, He can also do for you. Sow your seed today and believe God for your breakthrough!