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Dave Ramsey

Dave Ramsey founded Ramsey Solutions in 1992 to provide “biblically based, common-sense” financial education. He is a best-selling author and sought-after speaker. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 16 million listeners each week on 600 radio stations and multiple digital platforms. Learn more at daveramsey.com

Dave Says: The Legacy Drawer

Try to Help Him, but Move Slowly Dear Dave, My boyfriend lives in a different state, and I’m…


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Dave Says: Follow the Plan and Make Stuff Happen

Dear Dave, I just started Baby Step 3 of your plan. It took me about 12 months to pay off $8,000 in…


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Dave Says: Jump In!

Dear Dave, I recently received my master’s degree in finance, and for the last four years I’ve had…


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Dave Says: It’s Not a Joint Venture, It’s a Marriage

Dear Dave, When my wife and I got married, she had about $70,000 in savings and I had a lot of…


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Dave Says: Work First, Play Later

Dear Dave, I brought about $15,000 in student loan debt into our marriage. I’m 26, my wife is 27,…


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Dave Says: Saving for a Car

Saving for a Car Dear Dave, I decided a couple of years ago to start following your plan. Part of…


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Dave Says: Make a Budget Line for Fun Money

Dear Dave, I finally paid off all my debt except for my house, and I have an emergency fund of six…


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Dave Says: Let’s Shift the Focus

Dear Dave, I graduated from college six years ago with a business degree. Currently, I’m in data…


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Dave Says: Be Smart About Paying Off Debt

Dear Dave, Should I cash in my 401(k) to pay off my car? I have just enough in the account to pay…


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Dave Says: Is It a Loan, or Is It a Gift?

Dear Dave, We have $15,000 in credit card debt. My husband works very hard, but only makes about…


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